Posts Tagged attorney

How a Consumer Advocate can Help You Handle Debt Collectors

A Consumer Advocate specializing in Debt Collection Practices can be an effective option to help you get through the credit collection process. Consumer Advocates or Unions such as ACU (American Consumers Union) or UCAN (United Consumer Advocacy Network) are set up to act as a layer of protection between you and the creditor/collector once your debts fall behind. Most Consumer Advocate’s help their clients through a combination of client Education and Protection.

The first goal of the Consumers Union is to educate clients on their rights when they are being pursued by a debt collector. These rights are granted by state law and the Fair Debt Collection Practices Act (FDCPA). These laws are commonly violated by collectors either because they are poorly trained or counting on the fact that the consumer does not understand or are unaware of their rights. Being in debt and getting creditor calls can be an extremely stressful and intimidating situation. Even some people who do know their rights are too frightened by the collectors to take action. This is where the Consumers Union can step in between you and the creditor to offer the protection you need in this vulnerable situation.

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What’s the Difference Between A Lawyer, Solicitor, Advocate, Barrister, Counselor, and an Attorney ?

Have you ever wondered where all these somewhat confusing terms came from? Well the answer is they are all types of Lawyers originated from various legal systems. Some of the terms are from the English legal system, some are from Scotland and some from the American legal system.

An Attorney is somebody legally empowered to represent another person, or act on their behalf.

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Becoming a Senior Advocate – When Life Happens

A little over a month ago, I found myself back in the emergency room with my father-in-law. I am part of the sandwich generation, that age between getting kids out of the nest to start their lives and helping parents in their later years to live their lives with some grace and comfort. Powers of attorney (POA) for health care for my mother and my father-in-law have fallen squarely in my court.

Being an advocate for a senior requires more than making doctor appointments and helping to ensure the senior makes it to the appointment. That is the simple part. Some seniors may not want to press doctors regarding their care because they are afraid they will be punished by not getting the care they need.  Doctors may be so busy that they will sometimes miss crucial issues on the charts in front of them or may accept non-committal answers from a senior scared to death of hospitals and ending up in a nursing home and not look deeper for the underlying cause of health issues.

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